Transferring to Florida to earn a living from home was one of the best resolution I ever made

  • Amy Morin is a psychotherapist, licensed clinical social worker, mental strength trainer, and best-selling international author.
  • In 2016, she and her husband moved from Maine to Florida to live in a sailboat off the Florida Keys. She says it’s the best decision you’ve ever made.
  • In addition to saving money on state income tax, Morin can also do more sports, enjoy the outdoors year-round, and spend more time with friends and family, according to Florida.
  • You can find more stories on the Business Insider homepage.

In 2016 I lived in Maine and one day in February the snow was outside up to the windows. I remember how nice it would be to live in a warm climate “one day”.

I worked part time as a therapist and writing was my sideline. I had a book on the market and I was hoping to write another “one day”.

At that moment it clicked for me. If I learned anything from my trip (losing my mother, first husband, and father-in-law), “one day” wasn’t promised. We should just take the plunge and take the step while we still could.

I quit my job as a therapist and was committed to making my writing side a career. And we started making plans to move.

Within a few months my husband and I packed up the Fiat with our dog, cat, laptop and some clothes and drove south. The plan was to get on a sailboat in the Florida Keys.

I had no idea if I wanted to live on a sailboat so we agreed to try for six months before making a permanent decision. It’s been five years now and we haven’t looked back. Moving to Florida to work from home was the best decision ever.

Being my own boss set me free

Amy Morin author on a sailing boat

Morin works on the couch in her sailboat home.


Amy Morin


I’ve spent most of my adult life working for a boss. As a therapist, I had little control over my working day. I worked in a sterile looking office that belonged to someone else. A receptionist filled my schedule. And I had to ask permission to decorate my office.

Do not get me wrong. There are many amazing benefits to working for a company – including a steady paycheck. But politics was stifling at times.

The jump from full-time therapist to full-time writer (yes, it is possible to make a living as a writer in today’s world) set me free. I choose where, when and how I work.

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I no longer pay state taxes

Before I moved to Florida, I had always paid state income taxes. One great benefit of becoming a Floridian, of course, is that I no longer have to file state income tax.

It feels amazing to keep more of my hard earned cash. When I look at how much I’ve saved over the years, I realize how great it was to come to Florida.

The weather gave me more “life” back

Amy Morin Waverunner 2

Morin on board her WaveRunner.


Amy Morin


Maine has been cold and dark for over half a year. While I tried to embrace the winter months through skiing, snowmobiling, and even a bit of ice skating, these winter sports aren’t always an option.

The last few years I lived there it was cold but there wasn’t much snow so it enjoyed winter activities. In December, it gets dark at 4:30 p.m. and it’s difficult to feel energized without lots of sunlight.

Moving to the Florida Keys allows me to spend a lot more time outdoors year round. Literally living on the water means I can go outside at any time of the year and watch manatees and the occasional dolphins.

The days are longer too, which means I spend more time in nature. I get more exercise and feel healthier. Instead of waiting for winter, I can enjoy the weather all year round.

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I get more time with my loved ones

Although I now live far from my closest friends and family members, I can actually spend more time with them.

My sister and nieces come to visit every year (well, before the pandemic anyway). You’re vacationing here for about 10 days and we do fun things together like swimming in the sea, playing games and trying new restaurants.

When we lived in Maine, we never took so much time just hanging out together. This way, we create a lot more memories than the regular two hour visits we had when we lived closer. I can do the same if my friends visit me for a week at a time.

Of course, life in Florida isn’t perfect. I miss seeing my friends and family more often, and life on a sailboat comes with some challenges (like the day an octopus clogged my A / C filter). But I still feel that moving to Florida to work from home was one of the best decisions.

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